Member of Parliament for St. Catherine South
West, Clifford Warmington has recommended that Government return to
the policy of direct involvement in the construction of houses for
persons at the lower income level.
Making his contribution to the 2004/05 Sectoral Debate in Gordon House
on Wednesday, May 19, Mr. Warmington said, “our Government has
ceased to be involved in the construction of dwelling units but instead
is now relying on the National Housing Trust and in some cases, public/private
partnership, with Government providing the land. This however, does
not take into consideration the low income families”.
He said that NHT loans have generally been granted to households of
upper and middle income with the median income of NHT mortgagors in
the $234,000 to $468,000 salary range, which he said was far above
the median for the Jamaican population.
“Thus low income households have not received priorities to
NHT’s housing loans. There are few housing loans offered for
which they can qualify. This owes primarily to their inadequate income
to qualify for the housing mortgages of the size and with interest
rates and repayment plans offered,” he said.
He proposed that the Government return to providing shell structures
through the Site and Service project that it had implemented in
the 1970s. Two such success projects, he said were the De La Vega
City project in Spanish Town and the Nannyville on Mountain View
Avenue project in Kingston.
“These are success stories based on the individual involvement
in completing the shell units allocated to these people. They changed
the entire outlook and format to suit their individual taste and
design,” he said.
He pointed out that in providing these units Government would have
to be careful that they were not allocated based on political consideration
and in the process create more garrison communities.
“Let us provide these Shell units for the poor, giving them
the opportunity to complete them as the funds become available to
them,” he said.
He noted that Site Service was nothing new but this could only succeed
if provision of lands was an indispensable prerequisite. He said
this approach could take two forms, first the upgrading of housing
areas, which have already been settled and the second, the development
of new lands to facilitate construction of individual houses.
“Although these forms are complementary, they must be looked
upon as vitally important in solving the housing problems,”
he said. |